2018 Best Senior Life Insurance Quote
Loans, credit card debt, estate costs, the funeral… most of us will leave behind unpaid expenses when we die, expenses that, if left unattended, will be a burden on our families.
Senior Life Insurance is life insurance that pays off these debts, ensuring that everything is taken care of if the worst should happen.
Senior Life Insurance/ Final Expense Senior Life Insurance
Many seniors realize they haven’t taken care of life insurance in time to qualify for a larger term or whole life policy – for some, health issues have made that difficult or impossible. With little to no underwriting and no need for a medical exam, final expense insurance is an affordable option for many people.
Many life insurance companies offer Life insurance plans for people to skip the medical exam.
The majority of Final Expense Life Insurance does not require a medical exam regardless of age. This is called a simplified issue.
Most simplified issue life insurance applications will consist of a series of medical questions that determine your eligibility to qualify the the Life Insurance coverage. Death benefits range from $2,000 up to $100,000.
Life Insurance can come in many styles, so choosing the correct life insurance policy which suits your needs is very important.
Do not let anyone influence you to buy a life insurance policy which does not work for you. Work with a reputable life insurance agent, who listens and who cares.
Do not be rushed into buying a life insurance policy, because this is a life time purchase.
You also need to check your budget to make sure your life insurance policy is affordable and you can sustain the premiums payments for the rest of your life. If you have any questions at all concerning life insurance, please ask us here.
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