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Life Insurance for Seniors

HOW SENIORS CAN APPLY FOR LIFE INSURANCE

Age 60

Life Insurance for Seniors age 60-69.

How to choose the best Life Insurance

Age 70

Life Insurance for Seniors age 70-79.

How to save on Life Insurance

Age 80

Life Insurance for Seniors over 80.

How to apply for Life Insurance with health issues.

Top 3 Questions

3 MOST COMMON QUESTIONS

How Much does Senior Life Insurance cost?

TOO DIFFICULT TO GET?

Seniors frequently asked us this question. First, your age and even your health should never be an obstacle to getting the coverage you need. There are many good policies you can get at any age or state of health.

There are many companies willing to provide coverage up to 90 years old and different policy types that are both readily available and priced to fit nearly everyone’s pocketbook. This is one concern you can remove from your list now – you CAN get life insurance.

Call us for a free quote at 813-964-7100

Can I get Life Insurance if I have Health Issues?

STROKE? PARKISONS? DIABETES?

Every person in this world gets older and we have our own expiration dates. The only thing that we need to be sure of is when we do pass away that we do not leave our families burdened financially.

So, this is where Life Insurance comes in. There is one type of life insurance policy that claims no health examinations, and you will qualify regardless of your health complications.

So far, for those seniors who are dealing with health issues, this is an important option to consider if unable to get back to full strength medically any time soon.

These polices are known as guaranteed issue or graded benefit policies and they are available to you as you are not confined to a nursing home, incarcerated, or in an assisted living facility. Guaranteed issue policies are usually the only option available to someone over the age of 80.

Can I buy Life Insurance for my elderly parents?

“MY MOM/DAD IS 80 AND NEEDS LIFE INSURANCE”

Most policies have to be purchased by age 85; up to 90 in some states. By law, an insurance agent would need to speak to the mom or dad for her/him to approve you are buying life insurance for her/him.

If she/he’ll OK it, and not suffering from Alzheimers/dementia, she/he can authorize you to be the beneficiary and “payor”.

Payments for these policies is generally through “auto pay” (EFT) from a checking account.

Seniors Life Blog

SENIOR’S LIFE INSURANCE, HEALTH AND BEYOND

How to apply for Guaranteed Issue Life Insurance

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How much is Life Insurance for Seniors over 80

How much is Life Insurance for Seniors over 80 Seniors seek life insurance policies to assist with the cost of passing away. Many worry that when they pass, there may not be enough money to cover a funeral or burial and they do not want to burden their family with the...
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Best Burial Insurance 2017

Best Burial Insurance 2017 Best Burial Insurance generally may be used to pay for everything from the burial plot and the casket to the funeral service, limos, headstone and other related services. The average funeral in the U.S. may cost as much or even more than...
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How to apply for Life Insurance age 75

How to apply for Life Insurance age 75 When applying for Life Insurance age 75 you must consider some expenses such as medical,funeral and legal expenses upon your death. People with large estates may also purchase a policy that will be used by their heirs to pay off...
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Best Life Insurance for Seniors over 60

Best Life Insurance for Seniors over 60   Best Life Insurance for Seniors over 60 The purpose of life insurance for seniors over 60 is to provide financial resources to your dependents if you pass away and are no longer able to provide for them. Even with a...
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Life Insurance Seniors Hepatitis C

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Life Insurance for Seniors – Atrial Fibrillation

Life Insurance for Seniors - Atrial Fibrillation Life Insurance for Seniors - Atrial Fibrillation is entirely possible but it depends on how severe your condition is and how healthy you are otherwise. Atrial fibrillation, also known as ‘arrhytmias’ or ‘dysrhythmias’,...
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Contact US

At this moment you may be considering buying Life Insurance for a couple of different reasons. One, you know exactly how it works, what it does, how it can help you and how it meets your needs, or two, you’ve been told by someone that you trust that you should have “it” and are secretly quite concerned. In this two situations there is one primary difference. Education. That’s when you contact us. To make sure all your questions are answered.

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